![]() ![]() In Budget plan document, click Worksheet to view and edit the document in Excel. The Starter Budget takes a monthly look at these categories: Income You and your spouse’s (if applicable) monthly salary Housing expenses Mortgage/rent, utilities, internet, insurance, etc. In Layouts, click Template > Upload to upload the saved Excel template to be used for the budget plan. ![]() You can open the Starter Budget in Microsoft Excel or Google Sheets. For example, you might want to plan for early retirement, or a hybrid scenario where you keep working part-time or otherwise choose to delay your social security benefits. Using Well Kept Wallet’s own Starter Budget is free and saves you time. These spreadsheets can even help you find the best age to retire. So here are seven of the best free retirement spreadsheet templates. You can build your own retirement planner, but it’s faster and easier to get started with a free template. Get started with an easy retirement template Learn about Tiller’s Foundation Template. And then in your post-retirement years, you can customize your spreadsheet with a budget that helps you optimize spending and protect your nest egg.įollowing a budget can help you save more for retirement and reach your long-term financial goals. ![]() You can start using one today to budget, pay down debt, and track your net worth. Spreadsheets are also the one financial planning tool you will never outgrow. (Of course, the future is uncertain, as are long-term rates of return, inflation, and even lifespan, so no plan is guaranteed – but as they say, failure to plan is planning to fail.) It can also help you see where to make changes today to get where you want to be in the future. This will provide an accurate picture of what your retirement might look like. With a retirement spreadsheet, you can easily input your own numbers and experiment with different savings, investment growth, and withdrawal rate scenarios. You won't need to worry about your calculating skills when you use a budget templatefocus your energy on saving and let a template do the rest.With easy-to-use templates, you'll save time and money. A spreadsheet is a perfect tool for the job. Browse budget templates made for a range of uses, from regular monthly budgets to budgets focused on weddings, college, or saving for a home. Preparing your retirement takes careful planning that begins years in advance. ![]()
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